Seed bed package
Quality seed bed support from the onset of the season. The seedbed sets the pace for the whole crop.
Pillar 01 ELT Contract Business
The season, financed end to end.
Ethical Leaf Tobacco gives bridging finance to smallholder growers across Zimbabwe's tobacco regions: everything a season needs, delivered before the season starts, settled at the floor. More than 10,000 farmers and counting.
How it works
Plant now. Settle at the floor.
A smallholder with no upfront capital cannot buy seed, fertilizer or curing fuel. The crop dies in the idea stage. That is the gap ELT closes: we fund the inputs before the season begins, walk the season beside the grower, and recover at sale, when the leaf has earned its price.
Our field teams work the growing regions we know leaf by leaf: Hurungwe, Karoi, Makonde, Zvimba, Mvurwi, Mt Darwin, Bindura, Marondera and Rusape.
The cycle Ten services
What the contract carries.
Land pack package
Recommended tobacco chemicals and fertilizers, plus the working capital to put them in the ground.
Chemicals & fertilizers
Effective tobacco chemicals and fertilizers, delivered to the farm gate on ELT credit.
Tobacco packaging
Hessian and paper packaging to preserve the cured leaf and protect its grade on the way to the floor.
Working capital
All working capital requirements, so a grower with no upfront cash can still plant a full season.
Extension services
Training and agronomy guidance all season. The farmer is never left to guess, and never left alone.
Tobacco marketing
Kutengesa neHungwaru, selling with excellence. Every financed crop reaches the floor and settles fairly.
Logistics
Inputs arrive on time and the marketing season runs smoothly, moved by our own logistics team.
Microinsurance
Cover against the risk of unforeseen circumstances, through Ethical Micro-Insurance.
Gold Class scheme
The flagship: a four-tier input facility scaled to what each farmer produces. Gold, Diamond, Silver, Bronze.
The season Start to settle
How a season works.
- 01
Apply and qualify
Start with the tier check, or apply directly and our field team will come to you.
- 02
Inputs delivered
Seed bed package, chemicals and fertilizers, delivered to the farm gate on ELT credit before the season begins.
- 03
Season support
Training and agronomy guidance all season. The farmer is never left to guess, and never left alone.
- 04
Cure and grade
Hessian and paper packaging preserve the cured leaf and protect its grade on the way to the floor.
- 05
Sell and settle
Every financed crop reaches the floor and settles fairly. We recover at sale, when the leaf has earned its price.
The flagship Gold Class
Gold Class.
The Gold Class inputs scheme splits into four tiers by the kilograms a farmer expects to produce: Gold at 1,000kg and above, Diamond at 700kg, Silver at 500kg, Bronze under 500kg. The more you grow, the more the cycle carries.
Check your tier in about sixty seconds. The tool shows the package your yield unlocks and drops you straight into an application.
Check your tierPlant with backing, not on a gamble.
If you grow tobacco in Zimbabwe, the whole cycle can be financed. Start with the tier check, or apply directly and our field team will come to you.